660 S. Millward Street

Category 2 Affordable Home for Sale

2-bedroom, 1 bathroom, 747 square feet, range, refrigerator, microwave, dishwasher, pets allowed


To be eligible to enter the lottery for this home, your household's gross income (before taxes) must fit into the range listed below and your household's net assets must not exceed the net asset limit listed below:

One Person Household

$51,185 to $63,980

Two Person Household

$58,947 to $73,120

Three Person Household

$65,809 to $82,260

Four Person Household

$73,121 to $91,400

Five Person Household

$78,971 to $98,712

Net Asset Limits


Calculation of income:

Household income is based on the current income earned by all intended adult occupants of the Restricted Housing Unit at time of lottery entry using the current household income to estimate an annual (12 month) income basis. Households must use their current income and may not make changes or adjustments to earnings in order to fit into a category.

Business income of a qualifying Household is calculated using an average of the last three (3) years of income on the business’ tax returns. A year to date profit and loss determination will also be used to calculate business income. If the business has not been operating for three (3) years, the Housing Department will average income over the time the business has been operating.

Lottery deadline for this home is Tuesday March 13, 2018 by 4:00 p.m. No late or incomplete entries will be allowed, no exceptions.

Eligibility Requirements:

Please note the policies in affect to enter any lottery. The Housing Department Intake form must be filled out and submitted to enter this or any lottery. If you have not submitted an Intake form prior to the beginning of this lottery you will not be eligible to apply.

A completed Lenders Qualification Worksheet with an up to date Credit Report, and a completed Home Buyer Education Class Certificate all must be attached to the Lottery Entry Sheet or on file with the Housing Department. The Housing Department will keep Lenders Qualification on file for one year. The Home buyer Education Certificate is good indefinitely. Please make sure your lenders qualification worksheet is for at least the amount of the home you are applying for. You must be able to prove your ability to secure financing.

Forms needed to enter this lottery:

Lottery Entry Sheet

Lenders Qualification Worksheet

Home Buyer Education On Line Class Certificate Link

Example cost break down for a purchase price of $222,847

3.5% down payment (required)

$7, 800

Loan Amount


Principal & Interest Payment (estimate 5%)


Property Tax (estimate)


Insurance (estimate)


HOA dues (estimate)


Total Estimated Monthly Payment


Special Restriction


Please talk to a local lender about closing costs, interest rates, and available loan programs to suit
your financing needs. We recommend you choose a local lender.